Website terms of use

Our website, located at www.tridentinsurancegroup.com is provided by Trident Risk Managers, LLC d/b/a Trident Insurance, on behalf of Trident Reciprocal Exchange (hereinafter, “Company,””we,” “our,” or “us”) to the individual accessing the information (the “Services”) on our site is the viewer (“you,” or “your”)

1. You Agree to These Terms by Using the Site

Your access to, and use of, the Services is subject to the following Terms of Use (the “Terms of Use”) and all applicable laws and regulations. By accessing and using the Services, you accept, without limitation or qualification, these Terms of Use. We reserve the right to withdraw or change the Services at any time, in our sole discretion without notice. We will not be liable if, for any reason, all or any aspect of the Services become unavailable at any time or for any period. From time to time, we may restrict or block access to the Services.

Your continued use of the Services constitutes your acceptance of any such revisions. You should therefore periodically visit this page to review the current Terms of Use. You may not modify these Terms of Use except in a writing signed by the Company.

If you do not agree and accept, without limitation or qualification, these Terms of Use, you must exit the site immediately. Further, the Services are offered and available to users who are 18 years of age or older. If you do not meet this requirement, you must exit the site immediately.

2. Permitted Use of the Site

The Services are provided for general informational purposes. You may use the site solely for the purpose of learning about and/or purchasing Company services or products. You may not use, reproduce or distribute the text, graphics, downloads, tools or any other content on the Site for any other purpose

3. Getting a Quote

To obtain a premium estimate and apply for an insurance policy on the website, you must enter certain personal information, which may include, but is not limited to, the following personal information: contact information (e.g. full name, address, email address, phone number), date of birth, and property-related information.

We may obtain supplemental personal information about a home or homeowner from third-party sources to produce a more accurate premium estimate and to make business and/or underwriting decisions regarding the potential insurance policy. We may also contact you and other parties to verify information you have provided to us or to obtain or provide additional information. It is a condition of your use of the Services that all the information you provide us is correct, current, and complete and you acknowledge and agree that we will not be responsible for any losses that result from your failure to provide correct and current information.

All premium estimates and quotes generated by us are based upon the information you provide and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on our Website are general descriptions of available coverages and are  not a statement of contract. Prices and coverage limitations included in premium estimates and quotes may change considerably based on your answers to our questions during your application, your choices for different products, or due to other factors. Whenever you leave your application prior to obtaining an insurance policy, your price may change. Your price and policy terms are not final until you execute your policy and pay the premium.

4. Notice: Electronic Communications

When you visit the site or send emails to us, you are communicating with us electronically and therefore consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

5. Governing Law and Jurisdiction

All matters relating to our website and these Terms of Use and any dispute or claim arising therefrom or related thereto (including non-contractual disputes or claims), shall be governed by, and construed in accordance with, the laws of the State of Florida.